Buying a Home

Regardless of whether you are buying your first home or moving up the ladder, going through the process of buying a property is a big commitment – and one which many people find stressful. However, here at Dallas McMillan, we understand how important your purchase is to you, and we will not only handle the paperwork but provide you with years of expertise and specialist advice to help you feel confident in your transaction.

Our solicitors provide you with a bespoke service tailored to your individual needs. We pride ourselves on customer service, and will keep you informed at every stage of the process. Contact us today to find out how we can help you purchase your new home effectively and efficiently.

Buying a Property in Glasgow, Edinburgh and across Scotland

If you have found your perfect property, speak to our expert team of solicitors. We will guide you through the entire process and always advise in your best interests. We know you will have many questions, and that is why from the outset we like to explain the process to you clearly and concisely, and always keep you up to date on the progress of your transaction.

After you get in contact with us about buying a property, we will contact the seller’s estate agent or solicitor to note interest in the property. This means you will be notified of any rival offers made on the property. We will also find out if there is a closing date for offers. The closing date usually means there has been some interest in the property, and the sellers have therefore made a closing date for receiving offers. This is generally a good option for a seller who has received an offer, and has a number of interested parties as it will usually improve sale prospects as multiple buyers compete for acceptance.

The next stage is putting in an offer on the property. It is important to get at least an ‘Agreement in Principal’ (AIP) from your mortgage broker before making an offer. Properties will usually be offered for sale as ‘offers over’ or for a fixed price, and sometimes ‘offers around/in the region of’ a given price. However, you do not necessarily need to offer these prices or more. In all circumstances, buyers can negotiate the price to be paid for the property.

Our expert solicitors will be able to discuss in detail how much you should offer for a property. We take into account factors such as the local property market, how quickly the seller needs to move, the survey value of the property, how long the property has been on the market and the level of interest in the property. All of these factors may affect the price you pay for your new home. This is where it is crucial to have an experienced solicitor on your side, our team will always tailor our advice to best suit your interests, so you know you are getting the best deal on your dream home.

Your solicitor will send an offer in writing to the seller’s solicitor, and if the seller decides to accept your offer, the seller will send back what is known as a ‘qualified acceptance’. This detailed document sets out certain conditions that need to be met for your offer to be accepted.

Your solicitor will consult with you about the terms of the qualified acceptance and determine if there are any terms which should be amended to be more favourable to you before sending the amendments back to the seller’s solicitor. This is often a lengthy process as solicitors on both sides negotiate until an agreement is reached on each of the terms and the final version of the agreement is signed. The missives stage (a series of formal letters between solicitors) can take a few months and it is common for Missives to be in an unconcluded state until shortly before or even at the date of entry. Our solicitors understand our clients’ needs and will work expediently to ensure this stage in the process is concluded as swiftly as possible.  Moving dates are an important point of negotiation, and our solicitors will always strive to secure a moving date convenient to you.  Before signing the agreement, it is worth considering at this stage whether you want to get an additional survey done. The Home Report which sellers are bound by law to provide will be a based on a basic survey which will not be detailed enough to cover structural problems. However, you may want to wait until after your offer has been accepted before making this additional expense, and in this case you may make your offer ‘subject to survey’. You are not legally bound to any sale until missives have been concluded. Once the final ‘Letter in Conclusion’ is signed, you are legally obliged to go through with the sale. If either party wishes to withdraw from the sale after the missives have been signed, the other party may be able to claim compensation for any loss incurred as a result. The solicitor will then make a series of checks to ensure everything is in order with the conveyance; and prepare documents such as those for the loan agreement and the payment of stamp duty land tax. After this, we will arrange a transfer of payment to the seller, and you will receive your keys.

Contact our expert team today via our online contact form for more information on buying a home with us, or give us a call on 01413336750  .

Dallas McMillan, Expert Property Lawyers Glasgow

Dallas McMillan’s expert team of conveyancing solicitors have experience in buying and selling property throughout Scotland. We provide an outstanding property sales experience and benefit from an integrated service that includes estate agency and conveyancing under one roof, to give you a hassle free transaction from initial valuation to final sale.

We have years of experience in helping people buy their dream property, and can help you negotiate terms that are most beneficial to you. Only a specialist property solicitor with intricate knowledge of the local area can give you the personal experience we provide here at Dallas McMillan.

Our experience, together with our exceptional property advertising packages, will ensure that if you are also selling, your current home will get maximum exposure and that we will use every opportunity to find the best buyer for your home. We can even coordinate the sale of your current home and the purchase of your new one for a hassle free moving experience.

Our conveyancing solicitors have the legal expertise to expedite your sale from offer to final entry date swiftly and smoothly with competitive conveyancing fees. Because we buy homes as well as sell them, we have an in-depth understanding of the Scottish property market and can give you expert advice on how much to offer for your new home and well as a professional assessment of the likely selling price of your current home.

We also fully understand local property markets and hotspot areas such as Finnieston, Giffnock, Newton Mearns, Glasgow Harbour, Shawlands and Kelvinside in Glasgow, and Stockbridge, Marchmont and Bruntsfield in Edinburgh. If you are looking to buy a property in Glasgow or the surrounding areas, contact our property experts today to find out what we can do for you.

Contact Dallas McMillan

If you are looking to buy a property in Scotland, contact our expert property solicitors today to find out how we can help. If you would like a free, no obligation valuation, please contact Terence Docherty by calling 01413336750  .

 

Partner & Head of Private Client

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