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Research Reveals Unrealistic House Buying Expectations

New research by Halifax has given an interesting insight into how knowledgeable the next generation of first time buyers are about the house buying process and how realistic they are about getting on the property ladder. 

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Value of Privately Owned Housing Stock Reaches New High

New research by Halifax has revealed that the total value of privately owned UK housing stock has surpassed £6 trillion for the first time.  

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Additional help for first time buyers

Following Phillip Hammond’s recent announcement in the budget of a tax break for first-time buyers which could see savings of up to £5,000 for buyers in England it would appear that the Scottish system is being considered ahead of the new budget proposals to be announced in the coming weeks.

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The Introduction of the "Private Residential Tenancy"

In just a few short weeks, the Private Housing (Tenancies) (Scotland) Act 2016 is set to come into force across Scotland, bringing with it the new “Private Residential Tenancy”. From the 1st of December, the new Private Residential Tenancy will be the only tenancy open for private landlords and tenants in Scotland. Following enforcement of the new Act, the common Short Assured Tenancy, despite its popularity within Scotland's residential letting sector, will no longer be available. It is worth noting that existing Short Assured Tenancies will continue and will not automatically be converted to the new regime.

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PRIVATE RESIDENTIAL TENANCIES

From 1st December 2017 most of the Private Housing Tenancies (Scotland) Act 2016 will come into force and all private residential tenancies will be subject to the core rights and obligations set out in same.

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Individual Postcode Areas Buck the National Housing Trend

New analysis by Barclays Mortgages has revealed that while the national housing market shows signs of cooling, individual postcodes around the UK are bucking the trend and experiencing sharper house price growth.

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Local Factors Influence House Prices

Average house prices in the UK have been on a generally upward trend in recent months, but at a more local level prices can be influenced by many different factors.

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Research Reveals How Frequently Brits Move House

New research has looked at the average length of time between house moves for people in Britain.

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Housing Market Activity Picks Up in Scotland

Average house prices in Scotland reached £146,354 in August this year, which is a rise of 3.9% over August 2016 but a fall of 0.7% compared to July 2017.

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Housing Market Confidence Slow to Recover

Consumer confidence in the housing market doesn’t appear to have fully recovered since June’s General Election, according to new research from the Building Societies Association (BSA).

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Mortgage Lending Increases in Scotland

Recently published data from UK Finance has revealed that Scottish home buyers borrowed £2.5bn in the second quarter of this year, which is an increase of 35% quarter-on-quarter and 18% year-on-year.

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House prices in Scotland continue to grow

Houses prices in Scotland have risen for the fifth month in succession with June boasting an increase of 0.5%, with annual growth rising from 2.9% to 4.6% compared to May, according to latest index figures.

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Rise in Multiple Property Ownership

There has been a sharp rise in the proportion of adults owning more than one property in the UK, according to new research by the Resolution Foundation.

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Proximity to Premiership Grounds Can Impact House Prices

New research from Halifax has looked at the impact that proximity to the grounds of a Premiership football team can have on house prices.

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Scotland’s Most Expensive Property Locations

Edinburgh is Scotland’s most expensive property location on a per square metre basis at £2,492 compared to the Scottish average of £1,529, new research from Bank of Scotland has revealed.
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Thinking about moving?

You could be forgiven for being confused as to the array of conflicting information coming out of the media, with headlines such as “House prices slip for third consecutive month” and “House prices gain 4.7%  in the year to May”. So which is correct? The short answer is both.

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Recent Amendments to ADS: The Land and Building Transaction Tax (Additional Amount - Second Homes Main Residence Relief) (Scotland) Order 2017

As announced by Revenue Scotland this week, the Land and Building Transaction Tax (Additional Amount – Second Homes Main Residence Relief) (Scotland) Order 2017 came into effect on 30 June 2017.  The new Order acts as an amendment to the existing Additional Dwelling Supplement (ADS) rules which concerns replacing main residences and the position regarding family units as detailed in Schedule 2A of the Land and Buildings Transaction Tax (Scotland) Act 2013. The amendment incorporates Paragraphs 8A and 9A in to the 2013 Act and will apply to all contracts entered into on or after 20 May 2017 and transactions completed on or after 30 June 2017.

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Commercial Leases - FRI's and Schedules of Conditions

Most landlords of commercial premises want to let their premises on leases that are very much in the landlords’ favour most specifically as regards the upkeep, repair and renewal of same. 

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First-Time Buyers Face Record High Prices

The first six months of 2017 saw a 3% increase in the number of first-time buyers, taking the total to an estimated 162,704 compared to 154,200 in the same period of 2016.

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Scottish House Prices Rise at Faster Rate than UK Average

Average house prices in Scotland are increasing at a higher rate than the UK average, according to the latest UK House Price Index (UK HPI).

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